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Mo Phanor - Mortgage Decision Coach

Meet Your Decision Coach

I'm the Mortgage Decision Coach and MBA-Accredited Mortgage Professional (AMP) who uses behavioral economics to help first-time buyers make confident, bias-free mortgage decisions.

After 12+ years in the mortgage industry, I've seen the same thing derail buyers: not bad credit or high rates, but decision paralysis. Too many options, too much jargon, and too little guidance on how the brain actually processes big financial choices.

That's why I don't just walk you through loan products. I bring a structured decision framework that identifies the cognitive biases quietly influencing your choices and replace overwhelm with clarity. The result is a mortgage decision you can stand behind, not just one you survived.